About VPA (Virtual payment address)

Previously if a person wants to transfer money to another person in India, he would need to know his bank account number, IFSC code, Bank name etc. But now when sending money through UPI (Unified Payments Interface) you need to have only the recipent VPA address. VPA address are like email address without the ".com" part and is of the form yourname@bankname . This way no private information like bank account number, mobile number need to be shared for money transfer.

One interesting thing of VPA address is that you can have VPA address of any bank and link to your own bank account. For example I have linked my State bank of India account to VPA address provided by United bank of India and created address shaplus@united (@united is address issued by United bank of India). For that I installed United bank provided UPI App and linked it to my SBI account in it.

Get your ideal VPA address

Here the links of VPA address issued by different banks are given, so you can get your desired VPA address of the form yourname@bankname . So even if yourname@yourbank is not available or is already taken, you can take yourname@someotherbank if available. For getting VPA of some other bank than your bank, you need to install that bank's UPI enabled app and add your bank account in it.
UPI Enabled BankVPA AddressUPI enabled Android App
Play store link
National payment corporation of India@upiBHIM Bharat Interface for Money
Allahabad Bank@allbankAllahabad Bank UPI
Andhra Bank@andbAndhra Bank ONE
Axis Bank@axisbankAxis Pay
Bank of Baroda@barodampayBaroda MPay
Bank of Maharashtra@mahbMAHAUPI
Canara Bank@cnrbCanara Bank UPI - Empower
Catholic Syrian Bank@csbpayCSB UPI
DCB Bank@dcbDCB Bank
Federal Bank@federalLotza
HDFC@hdfcbankHDFC Bank MobileBanking
ICICI Bank@pockets
@icici
Pockets- ICICI Bank
IDFC Bank@idfcbankIDFC Bank UPI App
IndusInd Bank@indusIndus Pay
Karnataka Bank@kblKBL Smartz
Kotak Mahindra Bank@kaypayKayPay
Oriental Bank of CommerceOBCUPI PSP
Punjab National Bank@pnbPNB UPI
South Indian Bank@sibSIB M-Pay (UPI Pay)
State Bank of India@sbiSBI Pay
For linking SBI Maestro Card with UPI app check this
TJSB Bank@tjspTranZapp
UCO Bank@ucoUCO UPI
Union Bank of India@unionbankUnion Bank UPI
United Bank of India@unitedUnited UPI
Vijaya Bank@vijbVijaya UPI App
Yes Bank@yblYes Pay

How to check if desired VPA is available in another Banks UPI App ?

Curently only way is to install that bank's UPI app from playstore and linking your bank account. After installing each UPI enable app, one sms will be automatically send when using it for the first time. This is requirement of UPI to validate the mobile number. Some apps allow to create more than one VPA address per bank account.